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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,447 | $88,996-80.4% | $78,004-77.6% | $138,895-87.4% |
| Participation rate | 60.0% | 74.4%-14.4pp | 69.4%-9.4pp | 79.9%-19.9pp |
| Annual return | 13.84% | 28.03%-14.2pp | 31.07%-17.2pp | 145.39%-131.6pp |
| Employer contribution / active EE | $3,471 | $2,917+19.0% | $2,469+40.6% | $4,194-17.2% |
| Participant deferral / active EE | $5,568 | $4,724+17.9% | $4,092+36.1% | $6,396-12.9% |
| Admin fee / account holder | $34,647 | $8,807+293.4% | $7,578+357.2% | $12,562+175.8% |