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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,332 | $90,489-67.6% | $76,051-61.4% | $145,978-79.9% |
| Participation rate | 42.9% | 74.5%-31.6pp | 69.1%-26.2pp | 80.3%-37.4pp |
| Annual return | 12.65% | 622.78%-610.1pp | 360.42%-347.8pp | 550.52%-537.9pp |
| Employer contribution / active EE | $2,228 | $3,319-32.9% | $2,690-17.2% | $4,662-52.2% |
| Participant deferral / active EE | $6,698 | $5,164+29.7% | $4,257+57.3% | $6,690+0.1% |
| Admin fee / account holder | $8,642 | $8,374+3.2% | $6,416+34.7% | $13,400-35.5% |