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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,759 | $85,024-68.5% | $70,544-62.1% | $139,466-80.8% |
| Participation rate | 62.5% | 73.9%-11.4pp | 68.4%-5.9pp | 80.3%-17.8pp |
| Annual return | 20.38% | 30.39%-10.0pp | 32.79%-12.4pp | 373.66%-353.3pp |
| Employer contribution / active EE | $3,259 | $3,912-16.7% | $2,976+9.5% | $4,754-31.5% |
| Participant deferral / active EE | $6,632 | $5,891+12.6% | $4,568+45.2% | $6,712-1.2% |
| Admin fee / account holder | $2,627 | $8,928-70.6% | $6,427-59.1% | $11,409-77.0% |