Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 8-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,868 | $101,795-72.6% | $165,100-83.1% | $80,959-65.6% |
| Participation rate | 54.3% | 71.8%-17.5pp | 78.6%-24.3pp | 67.7%-13.3pp |
| Annual return | 14.06% | 16.73%-2.7pp | 70.21%-56.2pp | 35.67%-21.6pp |
| Employer contribution / active EE | $1,104 | $2,954-62.6% | $4,348-74.6% | $2,757-60.0% |
| Participant deferral / active EE | $3,092 | $4,476-30.9% | $6,035-48.8% | $4,300-28.1% |
| Admin fee / account holder | $2,237 | $8,221-72.8% | $12,696-82.4% | $6,925-67.7% |