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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,968 | $81,870-89.0% | $119,608-92.5% | $68,495-86.9% |
| Participation rate | 89.2% | 71.9%+17.3pp | 79.3%+10.0pp | 67.9%+21.3pp |
| Annual return | -18.58% | -23.82%+5.2pp | -14.98%-3.6pp | -7.84%-10.7pp |
| Employer contribution / active EE | $1,311 | $2,692-51.3% | $4,232-69.0% | $2,596-49.5% |
| Participant deferral / active EE | $3,258 | $4,148-21.5% | $5,601-41.8% | $4,028-19.1% |
| Admin fee / account holder | $3,318 | $6,583-49.6% | $10,326-67.9% | $5,403-38.6% |