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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $173,400 | $152,592+13.6% | $125,180+38.5% | $152,885+13.4% |
| Participation rate | 100.0% | 83.3%+16.7pp | 79.8%+20.2pp | 82.5%+17.5pp |
| Annual return | 20.70% | 54.84%-34.1pp | 43.79%-23.1pp | 345.39%-324.7pp |
| Employer contribution / active EE | $6,248 | $4,947+26.3% | $3,866+61.6% | $4,763+31.2% |
| Participant deferral / active EE | $9,414 | $5,868+60.4% | $4,937+90.7% | $5,851+60.9% |
| Admin fee / account holder | $3,888 | $13,435-71.1% | $9,703-59.9% | $11,598-66.5% |