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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $147,961 | $144,130+2.7% | $117,861+25.5% | $147,586+0.3% |
| Participation rate | 100.0% | 83.4%+16.6pp | 79.7%+20.3pp | 82.8%+17.2pp |
| Annual return | 15.06% | 531.20%-516.1pp | 335.11%-320.0pp | 578.59%-563.5pp |
| Employer contribution / active EE | $5,525 | $4,897+12.8% | $3,786+45.9% | $4,876+13.3% |
| Participant deferral / active EE | $8,649 | $5,316+62.7% | $4,482+93.0% | $5,439+59.0% |
| Admin fee / account holder | $3,837 | $10,887-64.8% | $8,021-52.2% | $10,886-64.7% |