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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $147,553 | $135,639+8.8% | $110,241+33.8% | $135,382+9.0% |
| Participation rate | 100.0% | 83.5%+16.5pp | 79.8%+20.2pp | 82.6%+17.4pp |
| Annual return | 0.50% | 513.21%-512.7pp | 314.75%-314.3pp | 519.77%-519.3pp |
| Employer contribution / active EE | $5,692 | $4,907+16.0% | $3,827+48.8% | $4,779+19.1% |
| Participant deferral / active EE | $10,680 | $5,507+94.0% | $4,672+128.6% | $5,609+90.4% |
| Admin fee / account holder | $3,436 | $11,457-70.0% | $8,548-59.8% | $10,829-68.3% |