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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,793 | $78,670-59.6% | $109,173-70.9% | $85,847-63.0% |
| Participation rate | 29.2% | 68.3%-39.1pp | 75.9%-46.7pp | 69.3%-40.2pp |
| Annual return | 21.85% | 25.09%-3.2pp | 25.75%-3.9pp | 318.61%-296.8pp |
| Employer contribution / active EE | $1,213 | $2,734-55.6% | $3,723-67.4% | $2,565-52.7% |
| Participant deferral / active EE | $3,324 | $3,467-4.1% | $4,654-28.6% | $3,952-15.9% |
| Admin fee / account holder | $340 | $5,469-93.8% | $6,755-95.0% | $6,261-94.6% |