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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,484 | $93,345-7.4% | $119,126-27.4% | $87,485-1.1% |
| Participation rate | 19.4% | 68.7%-49.3pp | 75.8%-56.3pp | 68.9%-49.5pp |
| Annual return | 19.08% | 19.08%0pp | 282.11%-263.0pp | 26.06%-7.0pp |
| Employer contribution / active EE | $1,361 | $3,172-57.1% | $4,034-66.3% | $2,596-47.6% |
| Participant deferral / active EE | $3,212 | $4,099-21.6% | $5,318-39.6% | $4,274-24.8% |
| Admin fee / account holder | $21,942 | $8,039+173.0% | $10,693+105.2% | $7,775+182.2% |