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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,981 | $73,978-1.3% | $96,515-24.4% | $75,173-2.9% |
| Participation rate | 26.7% | 66.4%-39.8pp | 74.3%-47.7pp | 67.2%-40.5pp |
| Annual return | 20.15% | 26.72%-6.6pp | 35.73%-15.6pp | 160.72%-140.6pp |
| Employer contribution / active EE | $1,564 | $2,931-46.6% | $3,740-58.2% | $2,671-41.4% |
| Participant deferral / active EE | $3,776 | $3,660+3.2% | $4,880-22.6% | $4,126-8.5% |
| Admin fee / account holder | $5,094 | $5,219-2.4% | $6,735-24.4% | $5,651-9.9% |