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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,648 | $100,203-46.5% | $85,240-37.1% | $145,897-63.2% |
| Participation rate | 65.2% | 74.1%-8.9pp | 67.5%-2.3pp | 80.3%-15.1pp |
| Annual return | 15.03% | 84.28%-69.2pp | 66.75%-51.7pp | 552.29%-537.3pp |
| Employer contribution / active EE | $1,985 | $3,242-38.8% | $2,735-27.4% | $4,663-57.4% |
| Participant deferral / active EE | $5,666 | $5,299+6.9% | $4,527+25.2% | $6,689-15.3% |
| Admin fee / account holder | $442 | $7,265-93.9% | $6,165-92.8% | $13,390-96.7% |