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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,648 | $99,921-46.3% | $85,009-36.9% | $145,959-63.2% |
| Participation rate | 65.2% | 74.1%-8.9pp | 67.5%-2.3pp | 80.3%-15.1pp |
| Annual return | 15.03% | 83.89%-68.9pp | 66.47%-51.4pp | 561.95%-546.9pp |
| Employer contribution / active EE | $1,985 | $3,233-38.6% | $2,728-27.3% | $4,661-57.4% |
| Participant deferral / active EE | $5,666 | $5,293+7.1% | $4,522+25.3% | $6,689-15.3% |
| Admin fee / account holder | $442 | $7,252-93.9% | $6,153-92.8% | $13,398-96.7% |