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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,648 | $100,073-46.4% | $85,126-37.0% | $145,877-63.2% |
| Participation rate | 65.2% | 74.1%-8.9pp | 67.5%-2.3pp | 80.3%-15.1pp |
| Annual return | 15.03% | 84.11%-69.1pp | 66.63%-51.6pp | 551.28%-536.3pp |
| Employer contribution / active EE | $1,985 | $3,236-38.7% | $2,731-27.3% | $4,663-57.4% |
| Participant deferral / active EE | $5,666 | $5,294+7.0% | $4,523+25.3% | $6,691-15.3% |
| Admin fee / account holder | $442 | $7,261-93.9% | $6,160-92.8% | $13,402-96.7% |