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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,774 | $101,063-81.4% | $81,473-77.0% | $147,586-87.3% |
| Participation rate | 90.9% | 74.5%+16.5pp | 68.0%+23.0pp | 82.8%+8.1pp |
| Annual return | 17.49% | 32.41%-14.9pp | 38.78%-21.3pp | 578.59%-561.1pp |
| Employer contribution / active EE | $0 | $3,206-100.0% | $2,568-100.0% | $4,876-100.0% |
| Participant deferral / active EE | $3,435 | $4,242-19.0% | $3,537-2.9% | $5,439-36.8% |
| Admin fee / account holder | $810 | $5,812-86.1% | $4,561-82.2% | $10,886-92.6% |