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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,211 | $88,672-75.0% | $105,223-78.9% | $82,448-73.1% |
| Participation rate | 87.5% | 67.9%+19.6pp | 75.0%+12.5pp | 68.1%+19.4pp |
| Annual return | 16.13% | 30.86%-14.7pp | 180.65%-164.5pp | 41.64%-25.5pp |
| Employer contribution / active EE | $2,123 | $3,048-30.3% | $3,689-42.4% | $2,551-16.8% |
| Participant deferral / active EE | $2,685 | $4,036-33.5% | $5,072-47.1% | $4,139-35.1% |
| Admin fee / account holder | $868 | $7,146-87.8% | $8,859-90.2% | $7,234-88.0% |