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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,931 | $56,682-86.0% | - | $135,379-94.1% |
| Participation rate | 50.0% | 68.0%-18.0pp | - | 82.6%-32.6pp |
| Annual return | -17.24% | 2615.76%-2633.0pp | - | 519.79%-537.0pp |
| Employer contribution / active EE | $1,205 | $2,734-55.9% | - | $4,779-74.8% |
| Participant deferral / active EE | $1,875 | $3,704-49.4% | - | $5,609-66.6% |
| Admin fee / account holder | $0 | $1,580-100.0% | - | $10,828-100.0% |