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| Provider | Service type | Compensation |
|---|---|---|
Filed as: MASS MUTUAL RETIREMENT SERVICES LLC Service code 15 · EIN 26-1589907 | Recordkeeping | $7,143 |
Filed as: THE RETIREMENT PLAN COMPANY Service code 14 · EIN 38-3712991 | Plan Administrator | $6,400 |
LPL FINANCIAL1 year Filed as: LPL FINANCIAL LLC Service code 54 · EIN 95-2834236 | Sales Loads | $0 |
UBS FINANCIAL SERVICES INC3+ years Service code 26 · EIN 13-2638166 | Advisory (Participants) | $0 |
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,777 | $50,637-70.8% | $86,582-82.9% | $62,293-76.3% |
| Participation rate | 96.9% | 67.9%+29.0pp | 73.5%+23.3pp | 69.5%+27.4pp |
| Annual return | 14.96% | 20.80%-5.8pp | 965.08%-950.1pp | 28.90%-13.9pp |
| Employer contribution / active EE | $2,265 | $2,075+9.2% | $2,839-20.2% | $2,042+10.9% |
| Participant deferral / active EE | $3,310 | $2,611+26.8% | $3,609-8.3% | $3,169+4.4% |
| Admin fee / account holder | $33 | $413-92.0% | $4,904-99.3% | $479-93.1% |