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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $36,152 |
Filed as: IFP ADVISORS LLC Service code 27 · EIN 59-3331424 | Advisory (Plan) | $35,528 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,872 | $47,766-43.7% | $82,744-67.5% | $64,819-58.5% |
| Participation rate | 94.1% | 67.7%+26.4pp | 72.6%+21.6pp | 71.5%+22.7pp |
| Annual return | -11.45% | -13.06%+1.6pp | 702.22%-713.7pp | 32.84%-44.3pp |
| Employer contribution / active EE | $2,059 | $2,182-5.6% | $3,008-31.5% | $2,507-17.9% |
| Participant deferral / active EE | $4,920 | $3,332+47.7% | $4,395+12.0% | $4,311+14.1% |
| Admin fee / account holder | $158 | $143+10.7% | $5,325-97.0% | $188-15.8% |