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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,186 | $109,872-74.3% | $98,483-71.4% | $167,536-83.2% |
| Participation rate | 40.0% | 75.8%-35.8pp | 73.3%-33.3pp | 82.1%-42.1pp |
| Annual return | 21.49% | 1959.31%-1937.8pp | 1494.38%-1472.9pp | 478.82%-457.3pp |
| Employer contribution / active EE | $800 | $3,225-75.2% | $2,961-73.0% | $4,839-83.5% |
| Participant deferral / active EE | $1,258 | $4,673-73.1% | $4,276-70.6% | $6,342-80.2% |
| Admin fee / account holder | $1,132 | $6,757-83.2% | $5,953-81.0% | $12,315-90.8% |