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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,038 | $92,743-75.2% | $82,744-72.2% | $134,532-82.9% |
| Participation rate | 44.4% | 75.2%-30.8pp | 72.6%-28.1pp | 81.2%-36.8pp |
| Annual return | -9.06% | 946.63%-955.7pp | 702.22%-711.3pp | 418.27%-427.3pp |
| Employer contribution / active EE | $1,097 | $3,273-66.5% | $3,008-63.5% | $4,741-76.9% |
| Participant deferral / active EE | $2,174 | $4,802-54.7% | $4,395-50.5% | $6,401-66.0% |
| Admin fee / account holder | $7,514 | $5,977+25.7% | $5,325+41.1% | $11,429-34.2% |