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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,009 | $96,678-61.7% | $86,640-57.3% | $139,466-73.5% |
| Participation rate | 30.0% | 74.4%-44.4pp | 71.7%-41.7pp | 80.3%-50.3pp |
| Annual return | 21.84% | 106.69%-84.8pp | 592.52%-570.7pp | 373.66%-351.8pp |
| Employer contribution / active EE | $753 | $3,265-77.0% | $3,024-75.1% | $4,754-84.2% |
| Participant deferral / active EE | $2,437 | $4,837-49.6% | $4,438-45.1% | $6,712-63.7% |
| Admin fee / account holder | $3,072 | $6,410-52.1% | $5,616-45.3% | $11,409-73.1% |