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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $183,655 | $117,904+55.8% | $102,457+79.3% | $145,978+25.8% |
| Participation rate | 91.7% | 78.6%+13.1pp | 76.5%+15.2pp | 80.3%+11.4pp |
| Annual return | 9.88% | 31.80%-21.9pp | 29.41%-19.5pp | 550.52%-540.6pp |
| Employer contribution / active EE | $4,194 | $3,613+16.1% | $3,022+38.8% | $4,662-10.0% |
| Participant deferral / active EE | $23,667 | $5,733+312.8% | $5,054+368.3% | $6,690+253.8% |
| Admin fee / account holder | $8,002 | $13,329-40.0% | $9,451-15.3% | $13,400-40.3% |