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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,455 | $150,445-75.1% | $136,297-72.5% | $147,585-74.6% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 37.60% | 1049.14%-1011.5pp | 5156.16%-5118.6pp | 578.57%-541.0pp |
| Employer contribution / active EE | $10,895 | $5,256+107.3% | $4,696+132.0% | $4,876+123.4% |
| Participant deferral / active EE | $15,629 | $6,631+135.7% | $6,247+150.2% | $5,439+187.4% |
| Admin fee / account holder | $1,166 | $10,906-89.3% | $9,244-87.4% | $10,885-89.3% |