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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $147,246 | $110,307+33.5% | $96,576+52.5% | $139,456+5.6% |
| Participation rate | 91.7% | 78.1%+13.6pp | 76.0%+15.7pp | 80.3%+11.3pp |
| Annual return | 15.59% | 26.40%-10.8pp | 25.87%-10.3pp | 373.45%-357.9pp |
| Employer contribution / active EE | $4,918 | $3,619+35.9% | $2,965+65.9% | $4,753+3.5% |
| Participant deferral / active EE | $26,262 | $5,547+373.4% | $4,851+441.4% | $6,711+291.3% |
| Admin fee / account holder | $502 | $11,597-95.7% | $8,253-93.9% | $11,407-95.6% |