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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,966 | $102,385-88.3% | $147,080-91.9% | $80,935-85.2% |
| Participation rate | 90.5% | 75.9%+14.6pp | 82.2%+8.3pp | 67.7%+22.8pp |
| Annual return | 12.06% | 135.09%-123.0pp | 420.17%-408.1pp | 35.66%-23.6pp |
| Employer contribution / active EE | $2,374 | $3,717-36.1% | $4,933-51.9% | $2,757-13.9% |
| Participant deferral / active EE | $2,883 | $6,651-56.7% | $8,066-64.3% | $4,299-33.0% |
| Admin fee / account holder | $4,169 | $7,951-47.6% | $12,989-67.9% | $6,924-39.8% |