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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,909 | $106,864-89.8% | $147,318-92.6% | $82,637-86.8% |
| Participation rate | 90.0% | 75.5%+14.5pp | 82.1%+7.9pp | 68.1%+21.9pp |
| Annual return | 14.88% | 27.49%-12.6pp | 70.43%-55.6pp | 53.51%-38.6pp |
| Employer contribution / active EE | $2,227 | $3,417-34.8% | $4,593-51.5% | $2,552-12.7% |
| Participant deferral / active EE | $2,878 | $6,496-55.7% | $7,906-63.6% | $4,126-30.2% |
| Admin fee / account holder | $5,963 | $8,415-29.1% | $13,708-56.5% | $7,339-18.7% |