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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,909 | $106,749-89.8% | $145,433-92.5% | $82,448-86.8% |
| Participation rate | 90.0% | 75.6%+14.4pp | 82.1%+7.9pp | 68.1%+21.9pp |
| Annual return | 14.88% | 27.59%-12.7pp | 66.58%-51.7pp | 41.64%-26.8pp |
| Employer contribution / active EE | $2,227 | $3,444-35.3% | $4,554-51.1% | $2,551-12.7% |
| Participant deferral / active EE | $2,878 | $6,519-55.8% | $7,897-63.6% | $4,139-30.5% |
| Admin fee / account holder | $5,963 | $8,390-28.9% | $13,129-54.6% | $7,234-17.6% |