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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,211 | $98,760-87.6% | $149,715-91.8% | $79,858-84.7% |
| Participation rate | 33.3% | 75.8%-42.4pp | 82.5%-49.1pp | 69.6%-36.3pp |
| Annual return | 55.79% | 27.43%+28.4pp | 276.66%-220.9pp | 31.72%+24.1pp |
| Employer contribution / active EE | $1,504 | $3,217-53.2% | $4,645-67.6% | $2,471-39.1% |
| Participant deferral / active EE | $3,015 | $5,681-46.9% | $6,842-55.9% | $3,740-19.4% |
| Admin fee / account holder | $252 | $6,053-95.8% | $9,310-97.3% | $5,306-95.3% |