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| Provider | Service type | Compensation |
|---|---|---|
Service code 27 24 E COTA ST STE 200 · SANTA BARBARA, CA 93101 | Advisory (Plan) | $29,089 |
Filed as: EMPOWER ANNUITY INSURANCE COMPANY Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $25,762 |
Filed as: EMPOWER ADVISORY GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $2,524 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,970 | $79,169-28.0% | $100,415-43.3% | $74,478-23.5% |
| Participation rate | 84.1% | 79.4%+4.7pp | 81.5%+2.6pp | 67.2%+16.8pp |
| Annual return | 18.50% | 20.51%-2.0pp | 49.47%-31.0pp | 1370.56%-1352.1pp |
| Employer contribution / active EE | $0 | $3,017-100.0% | $3,943-100.0% | $2,626-100.0% |
| Participant deferral / active EE | $12,220 | $7,751+57.7% | $8,091+51.0% | $4,350+180.9% |
| Admin fee / account holder | $452 | $1,337-66.2% | $7,906-94.3% | $1,946-76.8% |