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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,738 | $65,423-74.4% | $98,477-83.0% | $85,856-80.5% |
| Participation rate | 100.0% | 65.0%+35.0pp | 73.3%+26.7pp | 69.3%+30.7pp |
| Annual return | 21.33% | 21.76%-0.4pp | 1493.59%-1472.3pp | 318.58%-297.3pp |
| Employer contribution / active EE | $2,048 | $2,168-5.5% | $2,961-30.8% | $2,565-20.1% |
| Participant deferral / active EE | $5,171 | $3,167+63.3% | $4,276+20.9% | $3,952+30.8% |
| Admin fee / account holder | $1,870 | $4,594-59.3% | $5,951-68.6% | $6,261-70.1% |