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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,809 | $60,119-67.1% | $90,430-78.1% | $79,858-75.2% |
| Participation rate | 92.6% | 65.0%+27.6pp | 72.7%+19.9pp | 69.6%+23.0pp |
| Annual return | 31.84% | 71.94%-40.1pp | 1293.73%-1261.9pp | 31.72%+0.1pp |
| Employer contribution / active EE | $2,155 | $2,068+4.2% | $3,262-33.9% | $2,471-12.8% |
| Participant deferral / active EE | $4,636 | $2,938+57.8% | $3,963+17.0% | $3,740+23.9% |
| Admin fee / account holder | $3,511 | $3,976-11.7% | $5,613-37.5% | $5,306-33.8% |