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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,394 | $103,008-85.1% | $90,304-83.0% | $152,897-89.9% |
| Participation rate | 83.3% | 75.9%+7.5pp | 73.3%+10.1pp | 82.5%+0.9pp |
| Annual return | 39.66% | 95.22%-55.6pp | 78.13%-38.5pp | 345.43%-305.8pp |
| Employer contribution / active EE | $2,662 | $3,139-15.2% | $2,855-6.8% | $4,764-44.1% |
| Participant deferral / active EE | $5,652 | $4,281+32.0% | $3,885+45.5% | $5,851-3.4% |
| Admin fee / account holder | $302 | $6,175-95.1% | $5,354-94.4% | $11,599-97.4% |