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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,166 | $55,446-47.4% | $155,574-81.3% | $74,429-60.8% |
| Participation rate | 54.5% | 61.9%-7.4pp | 78.2%-23.7pp | 67.2%-12.7pp |
| Annual return | 32.51% | 269.20%-236.7pp | 64.87%-32.4pp | 1368.38%-1335.9pp |
| Employer contribution / active EE | $1,048 | $2,266-53.7% | $4,676-77.6% | $2,625-60.1% |
| Participant deferral / active EE | $2,353 | $2,836-17.0% | $5,629-58.2% | $4,348-45.9% |
| Admin fee / account holder | $5,967 | $1,743+242.3% | $15,914-62.5% | $1,944+206.9% |