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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,596 | $198,457-95.7% | $170,435-95.0% | $147,586-94.2% |
| Participation rate | 62.5% | 88.0%-25.5pp | 83.6%-21.1pp | 82.8%-20.3pp |
| Annual return | 34.41% | 257.30%-222.9pp | 205.94%-171.5pp | 578.59%-544.2pp |
| Employer contribution / active EE | $1,551 | $6,183-74.9% | $5,432-71.5% | $4,876-68.2% |
| Participant deferral / active EE | $3,390 | $5,629-39.8% | $4,939-31.4% | $5,439-37.7% |
| Admin fee / account holder | $145 | $16,852-99.1% | $13,881-99.0% | $10,886-98.7% |