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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,955 | $69,977-17.2% | $108,582-46.6% | $62,881-7.8% |
| Participation rate | 89.5% | 72.9%+16.6pp | 79.6%+9.9pp | 69.3%+20.2pp |
| Annual return | 52.96% | 10.73%+42.2pp | -51.70%+104.7pp | 20.14%+32.8pp |
| Employer contribution / active EE | $2,110 | $2,135-1.2% | $3,758-43.9% | $2,281-7.5% |
| Participant deferral / active EE | $6,718 | $3,165+112.3% | $4,311+55.8% | $3,203+109.8% |
| Admin fee / account holder | $1,273 | $5,076-74.9% | $7,645-83.3% | $4,296-70.4% |