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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,852 | $27,243+50.0% | $52,425-22.1% | $79,634-48.7% |
| Participation rate | 11.0% | 22.4%-11.4pp | 55.6%-44.6pp | 62.5%-51.5pp |
| Annual return | 16.99% | 63.36%-46.4pp | 302.12%-285.1pp | 36.46%-19.5pp |
| Employer contribution / active EE | $446 | $319+39.8% | $914-51.2% | $2,529-82.4% |
| Participant deferral / active EE | $1,010 | $636+59.0% | $1,790-43.6% | $3,835-73.6% |
| Admin fee / account holder | $5,141 | $2,105+144.3% | $2,495+106.1% | $1,002+413.1% |