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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,852 | $28,167+45.0% | $73,658-44.5% | $64,728-36.9% |
| Participation rate | 11.0% | 21.1%-10.0pp | 57.0%-46.0pp | 57.9%-46.9pp |
| Annual return | 16.99% | 139.75%-122.8pp | 29.72%-12.7pp | 49.38%-32.4pp |
| Employer contribution / active EE | $446 | $373+19.6% | $1,032-56.8% | $2,243-80.1% |
| Participant deferral / active EE | $1,010 | $597+69.2% | $2,062-51.0% | $2,729-63.0% |
| Admin fee / account holder | $5,141 | $1,791+187.1% | $3,357+53.2% | $1,145+349.0% |