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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,179 | $35,183-73.9% | $73,550-87.5% | $70,126-86.9% |
| Participation rate | 20.3% | 42.9%-22.6pp | 54.9%-34.6pp | 69.5%-49.3pp |
| Annual return | 22.82% | 26.90%-4.1pp | -15.16%+38.0pp | 73.15%-50.3pp |
| Employer contribution / active EE | $597 | $709-15.7% | $1,219-51.0% | $2,343-74.5% |
| Participant deferral / active EE | $1,033 | $1,220-15.3% | $1,804-42.7% | $3,332-69.0% |
| Admin fee / account holder | $994 | $2,302-56.8% | $2,320-57.1% | $4,645-78.6% |