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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,770 | $106,749+42.2% | $145,433+4.4% | $82,448+84.1% |
| Participation rate | 93.5% | 75.6%+17.9pp | 82.1%+11.4pp | 68.1%+25.5pp |
| Annual return | 15.68% | 27.59%-11.9pp | 66.58%-50.9pp | 41.64%-26.0pp |
| Employer contribution / active EE | $11,333 | $3,444+229.0% | $4,554+148.8% | $2,551+344.3% |
| Participant deferral / active EE | $18,499 | $6,519+183.8% | $7,897+134.2% | $4,139+346.9% |
| Admin fee / account holder | $14,021 | $8,390+67.1% | $13,129+6.8% | $7,234+93.8% |