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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,915 | $102,429+32.7% | $147,096-7.6% | $80,925+68.0% |
| Participation rate | 88.5% | 75.9%+12.6pp | 82.2%+6.3pp | 67.7%+20.8pp |
| Annual return | 15.03% | 135.02%-120.0pp | 419.75%-404.7pp | 35.65%-20.6pp |
| Employer contribution / active EE | $13,223 | $3,716+255.9% | $4,936+167.9% | $2,756+379.8% |
| Participant deferral / active EE | $20,624 | $6,649+210.2% | $8,071+155.5% | $4,299+379.8% |
| Admin fee / account holder | $18,434 | $7,957+131.7% | $13,005+41.7% | $6,940+165.6% |