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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,344 | $89,364-53.7% | $141,177-70.7% | $72,983-43.4% |
| Participation rate | 81.6% | 75.1%+6.5pp | 82.5%-0.9pp | 69.5%+12.1pp |
| Annual return | 40.46% | 111.86%-71.4pp | 71.40%-30.9pp | 81.01%-40.5pp |
| Employer contribution / active EE | $7,258 | $3,115+133.0% | $4,736+53.3% | $2,440+197.5% |
| Participant deferral / active EE | $12,596 | $5,419+132.5% | $6,710+87.7% | $3,608+249.2% |
| Admin fee / account holder | $4,484 | $5,959-24.8% | $10,263-56.3% | $5,124-12.5% |