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| Provider | Service type | Compensation |
|---|---|---|
Filed as: MASSACHUSETTS MUTUAL LIFE INS CO. Service code 52 · EIN 04-1590850 | Indirect Investment Fees | $75,296 |
CETERA ADVISOR NETWORKS LLC3 years Filed as: CETERA ADVISOR NETWORKS, LLC Service code 53 · EIN 95-3845382 | Insurance Commissions | $53,855 |
CAPSTONE FINANCIAL ADVISORS5+ years Service code 71 · EIN 36-4296290 | Brokerage Fees | $12,060 |
Filed as: GREAT WEST LIFE & ANNUITY INSURANCE Service code 71 · EIN 84-0468009 | Brokerage Fees | $3,181 |
Service code 13 · EIN 45-4090227 | Contract Administrator | $1,720 |
CHARLES SCHWAB & CO., INC.2 years Filed as: CHARLES SCHWAB & CO, INC. Service code 59 · EIN 94-1737782 | Shareholder Servicing | $235 |
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,715 | $61,166+103.9% | $185,837-32.9% | $79,393+57.1% |
| Participation rate | 100.0% | 66.6%+33.4pp | 81.7%+18.3pp | 70.7%+29.3pp |
| Annual return | 14.81% | 19.45%-4.6pp | 122.08%-107.3pp | 116.87%-102.1pp |
| Employer contribution / active EE | $9,462 | $2,321+307.7% | $5,168+83.1% | $2,428+289.7% |
| Participant deferral / active EE | $6,645 | $2,789+138.3% | $5,568+19.3% | $4,046+64.3% |
| Admin fee / account holder | $288 | $710-59.4% | $16,241-98.2% | $627-54.0% |