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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,656 | $81,403-53.7% | $147,027-74.4% | $87,485-57.0% |
| Participation rate | 20.6% | 63.4%-42.8pp | 73.7%-53.2pp | 68.9%-48.3pp |
| Annual return | 16.93% | 16.51%+0.4pp | 20.23%-3.3pp | 26.06%-9.1pp |
| Employer contribution / active EE | $968 | $2,205-56.1% | $3,626-73.3% | $2,596-62.7% |
| Participant deferral / active EE | $1,804 | $3,315-45.6% | $4,933-63.4% | $4,274-57.8% |
| Admin fee / account holder | $344 | $6,755-94.9% | $12,223-97.2% | $7,775-95.6% |