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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,289 | $68,586-63.1% | $120,380-79.0% | $80,911-68.7% |
| Participation rate | 17.9% | 61.6%-43.7pp | 71.9%-54.1pp | 67.6%-49.8pp |
| Annual return | 50.34% | 23.62%+26.7pp | 107.28%-56.9pp | 35.63%+14.7pp |
| Employer contribution / active EE | $933 | $2,053-54.6% | $3,465-73.1% | $2,756-66.2% |
| Participant deferral / active EE | $2,188 | $3,174-31.1% | $4,992-56.2% | $4,297-49.1% |
| Admin fee / account holder | $346 | $5,733-94.0% | $9,421-96.3% | $6,935-95.0% |