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| Provider | Service type | Compensation |
|---|---|---|
AMERICAN FUNDS6 years Filed as: CAPITAL GROUP RETIREMENT PLAN SVCS. Service code 25 · EIN 82-4555287 | Directed Trustee | $9,712 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,675 | $44,898-36.1% | $85,126-66.3% | $199,921-85.7% |
| Participation rate | 14.8% | 45.7%-31.0pp | 67.5%-52.7pp | 72.0%-57.2pp |
| Annual return | 15.35% | 20.98%-5.6pp | 66.63%-51.3pp | 34.28%-18.9pp |
| Employer contribution / active EE | $386 | $1,367-71.7% | $2,731-85.9% | $3,035-87.3% |
| Participant deferral / active EE | $821 | $2,670-69.2% | $4,523-81.8% | $5,089-83.9% |
| Admin fee / account holder | $23 | $585-96.1% | $6,160-99.6% | $269-91.4% |