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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,980 | $70,121-8.8% | $63,803+0.3% | $138,895-53.9% |
| Participation rate | 100.0% | 77.2%+22.8pp | 72.7%+27.3pp | 79.9%+20.1pp |
| Annual return | 18.33% | 946.48%-928.1pp | 543.72%-525.4pp | 145.39%-127.1pp |
| Employer contribution / active EE | $4,454 | $2,882+54.5% | $2,532+75.9% | $4,194+6.2% |
| Participant deferral / active EE | $10,756 | $4,535+137.2% | $3,843+179.9% | $6,396+68.2% |
| Admin fee / account holder | $4,243 | $6,738-37.0% | $5,196-18.3% | $12,562-66.2% |