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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,594 | $69,252-39.9% | $64,099-35.1% | $139,456-70.2% |
| Participation rate | 100.0% | 75.6%+24.4pp | 72.3%+27.7pp | 80.3%+19.7pp |
| Annual return | 18.19% | 45.89%-27.7pp | 33.70%-15.5pp | 373.45%-355.3pp |
| Employer contribution / active EE | $3,047 | $3,184-4.3% | $2,748+10.9% | $4,753-35.9% |
| Participant deferral / active EE | $6,773 | $4,683+44.6% | $3,881+74.5% | $6,711+0.9% |
| Admin fee / account holder | $7,765 | $4,248+82.8% | $3,070+152.9% | $11,407-31.9% |