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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,322 | $29,733-11.5% | $56,025-53.0% | $80,959-67.5% |
| Participation rate | 57.1% | 41.7%+15.4pp | 52.5%+4.6pp | 67.7%-10.5pp |
| Annual return | 10.80% | 35.28%-24.5pp | 1712.69%-1701.9pp | 35.67%-24.9pp |
| Employer contribution / active EE | $742 | $672+10.5% | $1,042-28.8% | $2,757-73.1% |
| Participant deferral / active EE | $2,564 | $1,229+108.5% | $1,955+31.2% | $4,300-40.4% |
| Admin fee / account holder | $990 | $2,434-59.3% | $2,828-65.0% | $6,925-85.7% |