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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,855 | $36,948-8.4% | $73,658-54.0% | $87,485-61.3% |
| Participation rate | 40.9% | 46.8%-5.9pp | 57.0%-16.1pp | 68.9%-28.0pp |
| Annual return | 15.80% | 28.64%-12.8pp | 29.72%-13.9pp | 26.06%-10.3pp |
| Employer contribution / active EE | $728 | $670+8.6% | $1,032-29.5% | $2,596-72.0% |
| Participant deferral / active EE | $2,392 | $1,379+73.4% | $2,062+16.0% | $4,274-44.0% |
| Admin fee / account holder | $804 | $2,531-68.2% | $3,357-76.1% | $7,775-89.7% |