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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,044 | $32,037-81.1% | $69,182-91.3% | $62,881-90.4% |
| Participation rate | 29.4% | 43.4%-14.0pp | 55.1%-25.7pp | 69.3%-39.9pp |
| Annual return | 1.91% | 15.16%-13.3pp | -21.93%+23.8pp | 20.14%-18.2pp |
| Employer contribution / active EE | $344 | $679-49.4% | $1,206-71.5% | $2,281-84.9% |
| Participant deferral / active EE | $485 | $1,185-59.1% | $1,897-74.4% | $3,203-84.9% |
| Admin fee / account holder | $136 | $2,608-94.8% | $2,697-95.0% | $4,296-96.8% |