Retirement plan

ANN ARBOR PEDIATRIC DENTISTRY, PLLC SAVINGS AND PROFIT SHARING PLAN AND TRUST

Name: ANN ARBOR PEDIATRIC DENTISTRY, PLLC - ANN ARBOR PEDIATRIC DENTISTRY, PLLC SAVINGS AND PROFIT SHARING PLAN AND TRUST (2021) Form 5500
Creator: ANN ARBOR PEDIATRIC DENTISTRY, PLLC
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, ANN ARBOR PEDIATRIC DENTISTRY, PLLC SAVINGS AND PROFIT SHARING PLAN AND TRUST, ANN ARBOR PEDIATRIC DENTISTRY, PLLC

ANN ARBOR PEDIATRIC DENTISTRY, PLLCEIN 47-4398290Plan #001PY 2021

2074 S. MAIN STREET - ANN ARBOR, MI 48103734-663-2490annarborpediatricdentistry.comLinkedIn11-50 employees

Prospect flagsHigh fees

How to read this page

Total assets (EOY)

$1.6M

+17.2% from 2020

Total participants

+17.9% from 2020

Average account balance

$55,145

+9.1% from 2020

Annual return

13.41%

+1.69 pp from 2020

Benchmarks

See 103,200 peers

Peer group

Industry62 - Health Care and Social Assistance

Plan typeDefined contribution

Participants<25

Cohort103,200 peers

Snapshot2021

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$2.21M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$65K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

125.9%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$214K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$8K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+17.89%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$3416

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2F2G2J2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$113K

$4928 / participant

Other / not subdivided$113K100.0%

% of EOY assets

7.087%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$55,145

$217,427-74.6%

$185,837-70.3%

$167,518-67.1%

Participation rate

82.6%

86.0%-3.4pp

81.7%+0.9pp

82.1%+0.5pp

Annual return

13.41%

148.39%-135.0pp

122.08%-108.7pp

478.71%-465.3pp

Employer contribution / active EE

$1,393

$5,874-76.3%

$5,168-73.0%

$4,838-71.2%

Participant deferral / active EE

$5,303

$6,357-16.6%

$5,568-4.8%

$6,342-16.4%

Admin fee / account holder

$3,908

$19,816-80.3%

$16,241-75.9%

$12,312-68.3%

ANN ARBOR PEDIATRIC DENTISTRY, PLLC SAVINGS AND PROFIT SHARING PLAN AND TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

ANN ARBOR PEDIATRIC DENTISTRY, PLLC SAVINGS AND PROFIT SHARING PLAN AND TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion