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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,455 | $202,342-75.6% | $172,752-71.4% | $152,897-67.7% |
| Participation rate | 78.9% | 87.1%-8.1pp | 82.6%-3.7pp | 82.5%-3.5pp |
| Annual return | 17.13% | 1029.83%-1012.7pp | 802.97%-785.8pp | 345.43%-328.3pp |
| Employer contribution / active EE | $1,625 | $5,858-72.3% | $5,144-68.4% | $4,764-65.9% |
| Participant deferral / active EE | $5,255 | $5,948-11.7% | $5,198+1.1% | $5,851-10.2% |
| Admin fee / account holder | $55,056 | $17,111+221.8% | $13,955+294.5% | $11,599+374.6% |