Retirement plan

ANN ARBOR PEDIATRIC DENTISTRY, PLLC SAVINGS AND PROFIT SHARING PLAN AND TRUST

Name: ANN ARBOR PEDIATRIC DENTISTRY, PLLC - ANN ARBOR PEDIATRIC DENTISTRY, PLLC SAVINGS AND PROFIT SHARING PLAN AND TRUST (2020) Form 5500
Creator: ANN ARBOR PEDIATRIC DENTISTRY, PLLC
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, ANN ARBOR PEDIATRIC DENTISTRY, PLLC SAVINGS AND PROFIT SHARING PLAN AND TRUST, ANN ARBOR PEDIATRIC DENTISTRY, PLLC

ANN ARBOR PEDIATRIC DENTISTRY, PLLCEIN 47-4398290Plan #001PY 2020

2074 S. MAIN STREET - ANN ARBOR, MI 48103734-663-2490annarborpediatricdentistry.comLinkedIn11-50 employees

Prospect flagsHigh feesLow employer contribution

How to read this page

Total assets (EOY)

$1.4M

-1.5% from 2019

Total participants

-12.5% from 2019

Average account balance

$50,542

+2.2% from 2019

Annual return

11.71%

-5.41 pp from 2019

Benchmarks

See 102,091 peers

Peer group

Industry62 - Health Care and Social Assistance

Plan typeDefined contribution

Participants<25

Cohort102,091 peers

Snapshot2020

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$1.79M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$60K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

115.4%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$194K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$7K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+11.98%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$15218

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2F2G2J2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityLow employer contribution
Employer contribution per participant is in the bottom quintile of the peer cohort.
OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$296K

$14816 / participant

Other / not subdivided$296K100.0%

% of EOY assets

21.714%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$50,542

$209,422-75.9%

$178,503-71.7%

$158,982-68.2%

Participation rate

95.0%

86.4%+8.6pp

81.9%+13.1pp

82.0%+13.0pp

Annual return

11.71%

188.81%-177.1pp

151.12%-139.4pp

302.99%-291.3pp

Employer contribution / active EE

$839

$5,707-85.3%

$5,011-83.2%

$4,763-82.4%

Participant deferral / active EE

$4,408

$5,955-26.0%

$5,202-15.3%

$5,983-26.3%

Admin fee / account holder

$10,975

$17,079-35.7%

$13,987-21.5%

$11,252-2.5%

ANN ARBOR PEDIATRIC DENTISTRY, PLLC SAVINGS AND PROFIT SHARING PLAN AND TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

ANN ARBOR PEDIATRIC DENTISTRY, PLLC SAVINGS AND PROFIT SHARING PLAN AND TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion