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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,786 | $27,936-11.3% | $58,561-57.7% | $75,173-67.0% |
| Participation rate | 28.2% | 38.8%-10.6pp | 50.9%-22.7pp | 67.2%-39.0pp |
| Annual return | 25.16% | 44.21%-19.1pp | 4251.33%-4226.2pp | 160.72%-135.6pp |
| Employer contribution / active EE | $527 | $670-21.3% | $1,053-50.0% | $2,671-80.3% |
| Participant deferral / active EE | $1,627 | $1,202+35.3% | $1,923-15.4% | $4,126-60.6% |
| Admin fee / account holder | $384 | $1,727-77.8% | $2,520-84.8% | $5,651-93.2% |