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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,485 | $27,639-40.4% | $61,501-73.2% | $68,490-75.9% |
| Participation rate | 31.4% | 39.5%-8.1pp | 52.6%-21.1pp | 67.9%-36.5pp |
| Annual return | -15.05% | -13.19%-1.9pp | 339.04%-354.1pp | -7.85%-7.2pp |
| Employer contribution / active EE | $494 | $696-29.1% | $1,160-57.4% | $2,597-81.0% |
| Participant deferral / active EE | $1,652 | $1,264+30.7% | $2,125-22.3% | $4,028-59.0% |
| Admin fee / account holder | $178 | $2,012-91.2% | $2,132-91.7% | $5,403-96.7% |