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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,512 | $107,030-89.2% | $73,550-84.3% | $147,586-92.2% |
| Participation rate | 14.3% | 66.4%-52.1pp | 54.9%-40.6pp | 82.8%-68.5pp |
| Annual return | 0.00% | 38.25%-38.2pp | -15.16%+15.2pp | 578.59%-578.6pp |
| Employer contribution / active EE | $149 | $1,760-91.6% | $1,219-87.8% | $4,876-97.0% |
| Participant deferral / active EE | $1,394 | $2,458-43.3% | $1,804-22.7% | $5,439-74.4% |
| Admin fee / account holder | $374 | $3,055-87.8% | $2,320-83.9% | $10,886-96.6% |